In today’s fast-evolving financial landscape, artificial intelligence (AI) is transforming industries at an unprecedented pace. From robo-advisors to AI-powered chatbots, technology is reshaping the way people access financial guidance. Yet, according to the CFA Institute’s Global Graduate Outlook Survey 2025, Indian graduates still overwhelmingly prefer the human touch.

The survey, which gathered insights from more than 9,000 students and young professionals across 11 global markets (including 1,250 respondents from India), revealed that 91% of Indian graduates trust human financial advisors above all other sources. This level of trust far outstrips reliance on AI-driven tools, robo-advisors, or even social media recommendations.

Why does this matter? In an age where digital solutions promise speed and convenience, the findings highlight a deeper truth: trust, empathy, and personal connection remain irreplaceable in financial decision-making. Graduates view human advisors not only as experts but also as mentors who can understand their unique goals, emotions, and long-term aspirations—something algorithms still struggle to replicate.

The survey also reflects a shifting global narrative. While technology continues to play a critical role in data analysis, portfolio modeling, and scalability, young investors value reassurance and accountability that only experienced professionals can provide.

For financial advisory firms, the message is clear: technology should enhance, not replace, the human element. Combining AI’s analytical power with advisors’ personal guidance could define the future of wealth management in India and beyond.